Know exactly where your business stands.
Send your bank statements and P&L. In about a week you get a clear, signed financial health report you can hand to a bank, investor, or partner. Fixed price, no jargon.
Simple, honest financial reports for small businesses
100% online — send your files, get your report
Independent — you pay us, never a lender
Fixed price, fixed scope, no surprises
Your data is deleted 90 days after delivery
A clear financial health report
Upload 6–12 months of bank statements and your latest P&L. We read the numbers and send back a signed PDF within 5–10 working days.
A report only — no consulting calls, no ongoing contracts, no handling of your money.
Liquidity
Can you cover your bills? Clear ratios that show it.
Cash runway
How many months of cash you have left.
Key ratios
Margin, debt, and payment cycles — what banks check first.
Red flags
The problems a lender would spot before you do.
Benchmark
How you compare to others in your industry.
Plain summary
A one-page summary anyone can understand.
Two simple prices.
Standard
The essentials
8–12 page report · 5–10 working days
Order Standard- Liquidity assessment (current, quick, cash)
- Runway calculation
- Key financial ratios (margin, D/E, DSO, DPO)
- Red-flag section
- Industry benchmark comparison
- Plain-language executive summary
- 90-day action plan (prioritized, time-bound)
- Bankability Score (0–100, five dimensions)
- Cover letter template for lender/investor
Pro
Everything, lender-ready
14–20 page report · 5–10 working days
Order Pro- Liquidity assessment (current, quick, cash)
- Runway calculation
- Key financial ratios (margin, D/E, DSO, DPO)
- Red-flag section
- Industry benchmark comparison
- Plain-language executive summary
- 90-day action plan (prioritized, time-bound)
- Bankability Score (0–100, five dimensions)
- Cover letter template for lender/investor
Prices exclude VAT. Paid upfront via Stripe or bank transfer.
Faster and cheaper than the alternatives
“A €290 financial health report, ready in a week.”
| Alternative | Price | Turnaround | The gap we fill |
|---|---|---|---|
| Accounting firms | €50–€200/h | Weeks | Bookkeepers do compliance, not diagnostic analysis |
| Big-4 / audit firms | €5,000+ | 4–8 weeks | Overkill for SMEs — slow and expensive |
| Loan brokers | Free / commission | Variable | Not independent (paid by lenders) |
| Business consultants | €800–€3,000+ | Undefined | No standardized deliverable, no fixed price |
| QAZER EU OÜ | €290 / €490 | 5–10 working days | Fixed price, fixed scope, independent |
One fixed price, no hourly billing, no commissions — plus a Bankability Score you can show any lender.
The Bankability Score
A one-page scorecard in every Pro report. It rates your company from 0–100 across five areas, with a simple traffic-light for each. Show it to any bank or investor.
-
Profitability 25%
Gross margin, net margin, EBITDA trend
-
Liquidity 25%
Current ratio, quick ratio, cash runway
-
Leverage 20%
Debt/equity, interest coverage
-
Stability 20%
Revenue volatility, customer concentration
-
Governance 10%
Reporting timeliness, board/oversight signals
How we keep your data safe
Your financial documents are sensitive. We treat them that way. Here is exactly what happens to your data — in plain language.
Encrypted end to end
Files are uploaded over an encrypted (HTTPS/TLS) connection and stored encrypted. Only the analyst working on your report can access them.
Deleted after 90 days
We automatically and permanently delete your source documents 90 days after your report is delivered. You can ask us to delete them sooner.
Never sold, never shared
We never sell, rent, or share your data with third parties for marketing. Your figures are used only to produce your report.
You stay in control
Under GDPR you can access, correct, export, or erase your data at any time. Just email us and we act within 30 days.
We never touch your money
We only read statements to analyse them. We never hold, move, or have access to your funds or bank accounts.
NDA & DPA available
Every engagement is covered by confidentiality. We sign an NDA, and a GDPR Data Processing Agreement is available on request.
Order your report
Tell us about your company and pick a tier. We reply within one business day.
Prefer email?
hello@qazer.report